Frequently Asked Questions

Everything you need to know about SmartCalcs

General Questions

What is SmartCalcs?

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SmartCalcs is a comprehensive suite of professional financial calculators and tools designed to help individuals and businesses make informed financial decisions. Our platform offers:

  • GST calculators and invoice generators
  • Investment calculators (SIP, Compound Interest)
  • Loan calculators (EMI, Rent vs Buy)
  • Unit conversion tools
  • AI-powered financial insights

Is SmartCalcs free to use?

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Yes! SmartCalcs is completely free to use. All our calculators, tools, and features are available at no cost. We believe in democratizing financial planning tools for everyone.

Do I need to create an account?

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No account is required! You can use all our tools immediately without signing up. Your data is stored locally in your browser for privacy and convenience.

Is my financial data secure?

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Absolutely! Your financial data never leaves your device. All calculations are performed locally in your browser, ensuring complete privacy and security. We don't collect, store, or transmit any of your personal financial information.

GST Tools Questions

How does the GST Invoice Generator work?

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Our GST Invoice Generator creates professional, GST-compliant invoices with:

  • Automatic CGST/SGST/IGST calculation based on place of supply
  • Live preview as you type
  • Multiple professional templates
  • PDF export functionality
  • Customer database management
  • Business profile saving

Can I save my business details for future invoices?

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Yes! You can save your business profile including company name, GSTIN, address, bank details, and signature. This information is stored locally in your browser and can be loaded automatically for future invoices.

What GST rates are supported?

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We support all standard GST rates in India: 0%, 5%, 12%, 18%, and 28%. The calculator automatically determines whether to apply CGST/SGST (for same state) or IGST (for inter-state) based on the place of supply.

Can I customize invoice templates?

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Yes! We offer 4 professional templates: Professional, Modern, Minimal, and Colorful. Each template is designed for different business needs and can be selected from the invoice generator interface.

Investment Calculator Questions

How accurate are the SIP calculations?

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Our SIP calculator uses the standard compound interest formula with monthly compounding. The calculations are mathematically accurate, but actual returns may vary based on market conditions. The calculator provides estimates for planning purposes.

What is the difference between SIP and Lump Sum investment?

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SIP (Systematic Investment Plan) involves investing a fixed amount regularly (monthly), which helps in rupee cost averaging. Lump sum is a one-time investment. Our calculators support both methods and show comparative analysis.

Can I export investment projections?

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Yes! All our investment calculators offer PDF export functionality. You can download detailed reports with charts, year-by-year projections, and analysis for your records or financial planning.

How does the EMI calculator handle prepayments?

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Our EMI calculator includes advanced prepayment options. You can calculate how partial prepayments affect your loan tenure and total interest. It shows potential savings and generates a modified amortization schedule.

Technical Questions

Which browsers are supported?

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SmartCalcs works on all modern browsers including:

  • Google Chrome (recommended)
  • Mozilla Firefox
  • Safari
  • Microsoft Edge
  • Opera

For best experience, please use the latest version of your browser.

Does SmartCalcs work on mobile devices?

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Yes! SmartCalcs is fully responsive and works perfectly on all devices - smartphones, tablets, and desktops. The interface automatically adapts to your screen size for optimal usability.

Can I use SmartCalcs offline?

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Yes, most features work offline once the page is loaded. However, AI-powered insights and some advanced features require an internet connection. Your saved data remains accessible offline.

Why are my saved settings not appearing?

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SmartCalcs uses browser localStorage to save your preferences. If settings aren't appearing:

  • Check if cookies/localStorage is enabled in your browser
  • Ensure you're using the same browser
  • Check if you're in private/incognito mode (data isn't saved in private mode)
  • Clear browser cache if experiencing issues

Still have questions?

Can't find the answer you're looking for? Our support team is here to help!